What’s happening with mortgage rates 
After a period of rising interest and uncertainty, mortgage rates in the UK have started to ease and it’s already making waves in the property market. Lenders are gradually lowering their fixed-rate deals, creating a more appealing landscape for buyers who had previously paused their plans. 

Why this matters to buyers and sellers 
Lower mortgage rates mean more manageable monthly payments, which directly boosts affordability. This shift has reignited confidence, particularly among first-time buyers and those looking to move up the property ladder. With more people stepping back into the market, sellers are also seeing stronger interest and faster-moving sales. 

What we’re seeing in the market 
Across many regions, estate agents are reporting an uptick in enquiries, viewings, and accepted offers. Buyers who were sitting on the sidelines are now confident to act and that momentum is bringing renewed energy to what had been a more hesitant housing market. 

What it means for you 
If you’ve been waiting for the right time to make a move, this could be it. Whether you’re buying, selling, or both, calmer mortgage rates can create the breathing room needed to plan with more certainty and less stress. Acting while rates are still competitive could be a smart step. 

Get in touch to make your move