Insurance May

Insurance May




Are you looking to sell at auction this year?

 Property auctions are rapidly developing into a spot where you can discover all kinds of properties – not just ‘fixer-uppers’.

 

Here's everything you need to know about selling your property at auction, including if it's a smart option and how the process works.

 

1. Locate an Auction House

 

The first stage to selling your home at auction is to find a reliable auction house.

When exploring online, you'll most likely come across two types of auctions: online and in-person auction houses.

 

They both provide the same service; one is just delivered virtually while the other is in person.

When searching for an auction house, always check (and compare) factors like company reviews, marketing techniques and costs related with the sale.

 

2. Provide Your Details

 

Prepare to answer questions like:

  • Is the property already on the market?
  • Is there a mortgage?
  • What is the ownership status?
  • The property’s condition
  • Any legal challenges you may be aware of
  • The estimated value
  • How promptly do you need the transaction to go through

3. Get Your Estimate

 

We can give you an estimated figure of how much your property could possibly sell for.

 

4. Sign the Contracts

 

If you’re pleased with the auction house and the service they give, it’s time to get ready.

 

You’ll be asked to sign the paperwork agreeing to the terms and conditions of the sale, including things like what the guide and reserve price will be.

 

5. Instruct Your Solicitor

 

You’ll need to instruct your solicitor before you put the property on the market with an auction.

 

This is because the turnaround time for an auction sale is typically very fast, so potential buyers need to check the legal pack before they bid.

 

6. Auction Takes Place

 

The auction will be held, and your home will be sold in the process.

 

The property could be taken off your hands in less than a month, depending on the amount of time your auction house gives the buyers.

 

Selling Up?

 

If you’re not sure whether selling your home at auction is a good idea, we’d love to chat!

We are your local property experts in the area and we can help talk through your selling options.



Steps to selling your home this spring

It's hard to ignore the fact that the days are growing a little longer and the temperatures are becoming a little warmer recently. With spring gradually revealing itself, now is an excellent time to sell your house, as buyers are more active in spring than at any other time of the year.  

Follow our tips to take advantage of the changing seasons to sell your home... 

 

Spring cleaning is essential 

If you want to sell your property swiftly in the coming months, you should follow the long-standing tradition of a good spring clean. Washing all the windows and doors, inside and out, will leave a positive impression on potential buyers. Make sure your home is clean and bright to reflect the fresher spring months. 

 

Don't overlook your outdoor areas 

As the weather warms up, people naturally cast a more scrutinising eye on the outdoor spaces of the properties they are interested in. It's easy to leave your garden untidy after a long winter but running the lawnmower over it and tidying up those exterior places will make your home much more appealing. 

 

Spring has sprung 

Plant flowers at your front door to welcome the changing seasons - a planter full of bright colours will put potential buyers in a good frame of mind. Buyers will be happier if there are pops of colour around the home, making them more inclined to make an offer. Fresh flowers in the house will also make a big difference and create the perfect tone, so fill a few vases and distribute them about the house for a continual wow factor. 

 

Accessorise to your heart’s content 

A few items can make a big difference in the overall presentation of your home and matching them to the season is a great way to wow potential buyers. To brighten up your rooms, choose soft spring colours - blankets, pillows, towels, and bed linens are all easy to switch out to create the perfect ambience, and you can take them with you when you sell your home. 

 

Smells like a good deal 

When it comes to selling your home, first impressions are crucial, since research shows that buyers only take 8 minutes to decide whether they want to buy a property. A fresh-smelling property makes the best first impression, so make sure you've aired it out and there are no unpleasant odours. Putting some bread in the oven and creating a homey, welcome atmosphere is a sure-fire technique to infuse your home with a pleasant and appealing smell. 

 

Keen to know more about how you can leave a lasting impression on your buyers? Get in touch today. 



Annual property price growth accelerates to 12.6%

Recent statistics show that annual house prices are continuing to grow at outstanding rates.

 

Average annual property prices rose from 11.2% in January to 12.6% in February, the strongest pace of growth since June 2021. After seven consecutive months of climbing prices, we saw a month-on-month increase of 1.7% in February, showing that the market is still very much in favour of sellers. *

 

Since the start of Nationwide’s monthly index in 1991, there has never been as big of an annual growth in prices, as there was in the year leading up to February 2022. The price of a typical home now averages above £260,000, demonstrating an increase of over £29,000 in just twelve months.

 

In comparison to February 2020, UK property prices are now 20% higher – meaning sellers can now achieve up to £44,138 more for their property than they could before the pandemic. *

 

With market activity remaining robust, demand for properties still high, and mortgage approvals running above pre-pandemic levels, it is safe to say this combination is creating a great market for sellers.

 

Have you been thinking of selling this spring? Book your valuation with us today.

 

*Property Reporter



How much value could these home improvements add?

When it comes to selling a home, it can be tempting for vendors to go ‘all out' to make their house stand out. But not every home improvement will add value. 

  

New research from a popular property portal has revealed the top three home improvements which could add significantly more value to an asking price, than the cost incurred to do the work.*  

  

Garden offices take the top spot 

Not surprisingly, the surge in post-pandemic remote workers has placed a garden office in the top spot when it comes to adding value. 

  

Research shows the average garden office costs almost £9,000 to install and will typically add 8.4% to the value of a home. Based on an average UK house price, a garden office could potentially add nearly £23,000 to the asking price, leaving a healthy profit just shy of £14,000. 

  

Good news for garage conversions 

A garage conversion follows in second place when looking at the most profitable improvements.  

  

A standard garage conversion would set you back approximately £14,500. The research suggests that with the potential to add just over £27,000 to the asking price of an average home, converting your garage could provide an easy £12,500 profit when you sell. 

  

A new kitchen is the third most profitable project 

In recent years, our kitchens have transformed from a place to prepare a meal, to somewhere we host, socialise and come together as a family. Research has shown that updating a tired kitchen before you sell your home is the third most profitable thing you could do. On average, the cost of a new kitchen comes in at £8,500, with the potential to add nearly £15,000 to the value of a typical UK home.  

  

Contact our team today for more expert advice on increasing the value of your home.  

  

Ready to sell? Book your valuation here. 

 

 

*Property Reporter 



Tips for making an offer on a property as a first-time buyer

Purchasing your first home is an exciting and potentially daunting concept. Making an offer may be especially nerve-wracking if this is your first time. Here are our tips to help you make a successful offer on your first home. 

  

Obtain a mortgage in principle 

It's a smart idea to see a mortgage broker before making an offer so they can determine your precise borrowing capacity. Following your mortgage appointment, you could be able to borrow more than you believe, allowing you to see houses that are worth far more than your initial budget. 

  

Conduct your research 

Determine the price at which comparable properties in the area have recently sold and the length of time the property you're interested in has been on the market. 

  

Utilise your strengths 

Sellers sometimes favour first-time buyers because they don't have to worry about a long chain of people. This means a shorter purchasing process and more flexibility when it comes to exchange and completion. 

  

Do not be alarmed if your first offer is rejected 

If your initial offer is reasonable, you should not be concerned if the seller declines it. Bear in mind that this is all a natural part of the negotiating process since the seller is seeking the highest possible price for the property. 

Work closely with your agent and the seller to make sure that the price is right for all parties. 

 

If you are a first-time buyer with questions about the purchasing process, contact us for support and guidance. 



EPC rules are changing, are you prepared?

Energy Performance Certificates have been mostly insignificant in the market until recently. However, it is important to know that big changes are coming, and landlords should pay extra attention.
 
How will these changes impact you as a landlord?
 
At present, a rental property must have a minimum EPC rating of an E. However, the government is seeking to revise this to a minimum grade of C for all new tenancies beginning in 2025. It also intends to require a minimum C grade for all rental properties by 2028, even those with long-term renters.
 
What are the exceptions?
 
Although there are a couple of exemptions, these are few and far between. Listed buildings and those subject to restrictive covenants that could have their appearance altered by energy efficiency improvements, are clear exceptions.
 
Several temporary homes, and those that are occupied for less than four months a year, are also not included.
 
A £3,500 rental cost cap has been put in place for landlords who are unable to improve their property to the required EPC rating. This enables them to make as many changes as possible and then register their exemption as "all improvements completed."
 
The targets may be lowered in the future, but energy will still play a big role in the rental market this year and in the future.
 
Do you have a query? No problem! Get in touch with our expert team today.



Number of homes on the market increases

The industry saw the busiest ever start to a year, and February proved to be even busier, with buyers and sellers determined to move ahead of the spring season.
 
The good news is, as valuations turn into instructions, more and more properties will come onto the market, giving buyers some fresh choice. In January, the seaside town of Bexhill-on-Sea in East Sussex, 88% more sellers put their homes on the market than in January 2021. The borough of High Peak in Derbyshire came in at a close second, with an 82% year-on-year increase in new sellers coming to the market, followed by the city of Chelmsford in Essex, with a 58% rise in new properties for sale versus the same time last year. *
 
Tim Bannister, director of a well-known property portal, advises: "The market has picked up pace and it’s a really encouraging sign to see more properties starting to come to market for sale. To put yourself in the best possible position, you should become a ‘power-buyer’ by making sure your current home is on the market, or preferably sold subject to contract first, before starting the search for your new home."
 
Find out how much your home is worth here, or get in touch today to book your free, no-obligation valuation.
 
*Property Reporter



How to add a homely touch, without risking your deposit

With spring just around the corner, you may be thinking about redecorating your rental property. Here’s how to decorate your home without making permanent changes that could put your deposit at risk.
 
You can never have too many houseplants
 
Houseplants provide a calming and relaxing feel to a home. But how can you use houseplants in a rented home? Try incorporating a ficus tree or rubber tree – they can give height to bare corners and can be placed behind a sofa. Or, you can even add a cactus to keep your home looking sharp.
 
Transform walls
 
Adding a colour of your choice to your rented home is a great way to make it feel a little more homely. Removable wallpaper is a perfect temporary wall covering that can elevate your space. There are many stylish designs available to buy, with a 'peel and stick' action that allows the paper to be removed and repositioned as often as you wish. 
 
Use multifunctional furniture
 
Multifunctional furniture can save money, space, and can also help with converting a room into different functions. Invest in smart, aesthetically pleasing furniture to adapt to your needs. If you're short on space, consider furniture that can be stacked, folded, or stored conveniently.
 
Make the most of outdoor spaces
 
As we move into spring, many of us will be spending more time outside. Whether you have a balcony, a small terrace, or a back garden, make the most of your outdoor space with a few simple touches. Outdoor rugs are a great way to make your space more comfortable, colourful, and inviting. Invest in foldable chairs or outdoor floor cushions for extra seating.
 
Looking for advice on how to make your property feel like home? Contact our team.
 



Homebuyers willing to pay more for smart homes

Smartphones and tablets have been a part of most of our lives for well over a decade — but how smart is your home?
 
Over the past two years, many of us have spent more time in our houses than ever before. Whether we are looking for entertainment, convenience, energy-saving features, or something else altogether, smart technology is becoming an essential part of home life.
 
Smart tech that helps your home stand out
 
Homebuyers of all ages and demographics are interested in smart homes. If you are thinking of selling your home, smart technology is a great way to ensure it stands out from the competition and achieves a maximum asking price.
 
A recent survey by a popular price comparison site suggests that smart security cameras are at the top of people’s wish lists, with 41% of people saying it is the device they want most in their home.*
 
Security and convenience are key drivers
 
In the same survey, a smart doorbell came in second place, taking the top spot for 35% of respondents. People welcome the security a smart doorbell offers, as well as the convenience of being able to direct deliveries to the right place.
 
Using tech to strengthen green credentials
 
By installing smart devices around your home, you’re not only appealing to the tech-savvy but also the eco-conscious homebuyer. A smart thermostat was cited in the research as being the third most popular piece of smart technology. Not only is it convenient to be able to control your heating from an app on your phone, but a smart thermostat also has the wider benefit of helping homeowners save money on energy bills.
 
Selling homes with smart kitchens
 
We are seeing an increasing interest in smart technology for the kitchen. Google searches for smart dishwashers, ovens, fridges, and washing machines have all significantly increased over the past few years and, although overall sales volumes remain small, at the start of this year an online DIY news site reported a huge 257% year-on-year growth for small smart kitchen appliances.*
 
When it comes to selling your home, there are many ways smart home technology can be worth the investment. Talk to our team to find out which smart features are most popular amongst homebuyers in your local area.
 
*Property Reporter



Now could be a great time to become a first-time landlord

If you have ever considered building a property portfolio as a landlord, now could be a great time to start your journey.  

Information from a market-leading property portal indicates rents have risen at the fastest rate on record, and tenant demand has almost doubled. At a time when interest rates on traditional savings accounts are low, many believe it is a good time to invest in the property market. * 

Lenders are evidently committed to supporting prospective landlords. A recent report from a popular money comparison site revealed there are currently 2,235 mortgage products on offer to first-time landlords, an increase of more than 70% than the same time last year.  

A huge 64% of available buy-to-let mortgage products are catering to first-time investors and rates are attractive, allowing landlords to protect themselves against future rate rises by locking into a good deal with a fixed-rate mortgage. The average two-year fixed rate mortgage for a first-time landlord is currently 3.19%, rising to 3.47% for a five-year fixed product.  

If you would like to explore buy-to-let properties and mortgage products which could lay the foundations for your property portfolio, call us today and talk to one of our team members. 

*Property Reporter 



Two insurance questions renters should ask their landlord

When you have signed on the dotted line of a new tenancy agreement and paid your first month’s rent it can be tempting to avoid spending any additional money. 

Although insurance policies can often feel like pouring funds down the drain, it is important to ensure you protect yourself. 

Before you commit to a landlord, there are two main questions to consider: 

What insurance does my landlord have in place?  

Before signing your tenancy agreement, ask the agent which types of insurance policies the landlord holds. At a minimum, a landlord should always have buildings insurance. It is worth asking if the buildings insurance policy includes alternative accommodation cover, as this would give you somewhere to stay if your home became uninhabitable following an event like a fire or flood.  

Typically, a landlord will also insure the contents of the property you are moving into. Ask what is covered by their contents insurance policy, such as furniture, carpets, curtains and other fixtures and fittings.   

What is the best type of tenants’ insurance for me?  

Many tenants are unaware that, in most cases, their belongings are not covered by their landlord’s insurance. 

Tenants will need their own insurance to protect their belongings against situations like a fire, flood, water damage or burglary, for example. Exactly which items are covered by tenants’ insurance will vary from one policy to another but, typically, you will be protecting the value of personal possessions like clothes, jewellery, furniture, electrical items, replacement locks following theft or loss of keys, cash stolen from your home and bicycles whilst on the premises.  

If you are an existing tenant or you are thinking about renting, contact us for more information. 



Room upgrades to increase your home's value

Most people naturally think of major, expensive projects like a conservatory or an extra bedroom when it comes to increasing the value of their property. 

While this will likely increase the value of your home, in some circumstances, repurposing an existing room rather than building a new one can be far more cost-effective. 

 

Incorporate a kitchen island 

A kitchen island might be worth its weight in gold if you have the space for one. It will not only provide more seating but also additional storage space for pots, pans, and appliances. You can never have enough cupboard space! 

 

Include an en-suite bathroom 

Even though en-suite bathrooms are more common than they used to be, they still have a sense of exclusivity. Even though they are one of the most expensive renovations, they may be a highly valuable investment when it comes to selling your home. 

  

Include a walk-in wardrobe 

If you have sufficient space, a walk-in wardrobe is a great way to add value to your main bedroom. It also gives your home a sense of elegance and individuality, which can help it stand out when it’s time to sell. 

  

A loft conversion 

This is likely the most expensive option on the list, but it could provide your home with the largest value bump. Repurposing an existing space to make it more useful will certainly increase the value of your home and converting the attic to make an extra room is a great example of this. 

  

For more help on increasing your home’s value, contact our team. 



The secrets to finding your ideal home this spring

Purchasing a property is an exciting experience and is the single largest purchase most people will ever make. Finding the perfect home can be a difficult task, so before you begin, consider these four things:
 
Select your location
Only begin searching for a new home once you have determined a selection of locations you are interested in living in. It is important to consider council tax charges, proximity to amenities and schools, available property types, and available transport links.
 
Compile a must-have checklist
Create a list of all the features that are a must, followed by all the features that would be nice, but are not essential. When looking for a house, you can then ensure that everything on your 'must-have' list is ticked off and that everything on your 'nice-to-have' list is a bonus. When it comes to comparing homes, you can see which ones check the most boxes to help you make a final decision.
 
Consider your future needs
To prepare for the long term, consider choosing a property that will support your growth. Is there enough space? Is there a garden? Are there any improvements you could make, such as converting undeveloped space? These are the kinds of factors to examine.
 
Look at all costs
Of course, finding a property within your budget is important, but you should also factor in other expenses, including house improvements. If you find a property that you believe would be great with a few tweaks, consider the financial implications of those changes. While some may be minor, such as wallpaper or paint colour, others, such as replacing the flooring or reconfiguring the kitchen layout, could be rather costly.
 
For more assistance in locating your ideal house, you can get in touch with us here. We look forward to helping you find your dream home.
 



What happens once your offer has been accepted?

Maybe you have discovered the home of your dreams and your offer has been accepted? Or, maybe you are intrigued to know what will happen when you reach this stage?
 
To get things moving, here are four things you should do after your offer has been accepted:
 
Confirmation of acceptance
 
Once your offer is accepted, your estate agent will almost certainly contact you to congratulate you, and they will likely want to confirm a few details with you, to finalise the offer.
 
Generally, you will be expected to send confirmation for the following:
 
• You have enough funds to make the purchase
• A copy of your mortgage agreement in principle
• You have a solicitor or are actively attempting to obtain one
 
Get in touch with your solicitor
 
Instructing your solicitor as soon as possible is likely to assist in speeding up your purchase. If you have not already found a solicitor, request a recommendation from your estate agent.
 
At this point, your solicitor will begin conducting property checks and searches. Depending on the solicitor, they may require payment in advance for some services.
 
Completion of your mortgage application
 
You will need to submit a full application for your mortgage once your offer has been accepted, to apply for the specific amount of money you need to purchase the house.
 
If you are working with a mortgage professional, they will walk you through this procedure and inform you of the information you will need to provide.
 
Arrange a property survey
 
While surveys are not mandatory when purchasing a new house, they are a wise investment. Surveys can assist you in determining any present or prospective difficulties with the property. To arrange a survey, ask your estate agent to schedule a time with the sellers.
 
If you're still on the lookout for a new property, we may have what you need!
 
Check out our listings here or contact us with your needs for a home so we can help you find the right one.
 



Three simple ways to speed up your sale

When it comes to selling a property, the small details can make all the difference. While it's easy to spend a lot of money staging your property for showings, you don't have to do so to make it look new.
 
You can make your home look more appealing to buyers and be on the right track to a faster sale by showcasing the features your property already has, and doing a few simple things to brighten up the overall appearance.
 
 
Make the most of natural light
 
One of the nicest features a home can have is natural light.
 
Make sure your window ledges are clear and your curtains are fully open when viewings are scheduled. If you have the time, clean your windows as well.
 
These changes may seem small, but they can make a big difference.
 
 
Vacuum rugs and upholstery
 
Give your rugs, upholstery, and sofa cushions a good cleaning if you want your home to look brighter.
 
These items can become dirty over time, even if you do not notice it. You can make your room look brand new with a fast clean of the necessities. Plus, when buyers walk in, your place will smell amazing!
 
 
Repaint walls
 
One of the first things potential buyers will notice is the walls. The rooms in your home can easily appear larger and cleaner by using a bright, neutral colour.
 
If you are limited on time, use a magic eraser to wipe the walls clean. Dirt and imperfections can be completely removed with a few quick scrubs!
 
 
Thinking of selling your home? Contact our team today or get your valuation here.
 



Could your rental property deliver a higher yield in 2022?

According to recent data, the combination of high tenant demand and low numbers of available properties has caused average UK rents to rise at the fastest rate ever recorded. *
 
Rental demand has been reported as 32% higher, while the number of available rental properties is 51% lower than this time last year.
 
Flats have seen the highest increase in competition compared to last year (+132%), followed by terraced houses (+40%) and semi-detached homes (+30%).
 
Data collected from a popular property portal suggests that the average rental yield across the UK is now 5.5%, which is the highest since 2016. Industry experts are hopeful that rents will increase further this year, with a well-known portal director explaining, "Tenant demand continues to be high entering the new year, meaning the imbalance between supply and demand is set to continue until there is more property choice for tenants, which has led to our prediction of a further 5% increase in average asking rents in 2022."
 
To find out if you could increase the rental income from your property, get in touch today to book a free lettings valuation.
 
*Rightmove
 



One in five could be looking to buy this year

If you’re thinking of selling your home, you’ll be pleased to know that home buyer demand was reportedly up 35% at the end of January, compared to the same time last year. *
 
According to figures published on the Property Reporter website, in February, an independent survey of over 2,000 adults in the UK found that 18% intend to purchase a new home this year, increasing to 34% when looking specifically at respondents aged 18-34. *
 
The pandemic has influenced the features people look for when home hunting. The move to remote working means 43% of those who said in the survey that they were planning to buy a property this year, will be looking to buy in a different area to where they currently live, and the ongoing ‘race for space’ means competition remains high for homes with gardens and home offices. *
 
If you’re thinking of listing your home for sale while demand is high, get in touch today for a free, no-obligation valuation.
 
*Property Reporter
 



EXCLUSIVE FROM iDADA: Styling your rental property on a budget

Houses and apartments intended for the rental market are, intended to appeal to the broadest possible audience, to rent quickly for the owner. It may therefore be challenging to think of ways to personalise your newly rented property to ensure that it feels like your home.
 
This inspirational iDADA guide works with you to show you how you can achieve a comfortable, stylish and highly personal home.
 
Colour
 
Colour is such an intensely personal expression of your design character. In general, lighter colours reflect light, are easy to live with and show off the architecture of a home beautifully.
 
That said, within the palette of neutrals and whites, if used in combination, there is no need for your interior to ever be bland. Think about what features you want to emphasise and which ones you would rather have fade into the background. As always and particularly regarding the use of colour, ensure that your landlord or letting agents are happy for you to proceed.
 
 
Display
 
A room without any display of personal life such as photographs, drawings, mementos, objects and such like, can feel a little ‘soul-less’ rather like a long stay in a hotel – enjoyable but not ‘home’. Remember that you are in a rental property and cannot just bang holes in the wall!
 
 
Kitchens and bathrooms
 
In a rental property, the kitchen and bathroom are the most challenging rooms to personalise due to their ‘fitted-ness’. However, some things are achievable, effective and cost-efficient.
 
Just follow the golden rule... Don’t, Move, Anything, Major!
 
By that I mean don’t even think of moving any pipework, toilets, sinks, baths, washbasins, shower inflow and outlets (a new shower head though is easily achievable) and don’t move any electrics and certainly not by yourself. Electricity and water do not mix!
 
Ask your landlord if, for example, you wish to move a heated towel rail and, even better, ask him for the number of his trusted tradesmen.
 
 
Soft furnishings
 
‘Soft’ furnishings are the textiles that can add personality, warmth, colour, texture and a transformation in the acoustics of a room, softening and dampening sounds and adding a layer of sensory comfort.
 
They are perfect for adding personality to a rental home and, of course, can all be taken with you when you move, to be redistributed throughout your new home. Without any soft furnishings at all, a room can be quite uncomfortable, as anyone who has eaten on a tiled-floored, hard-seated, bare-windowed restaurant can testify. As one disgruntled diner put it: “The noise dear, The noise!”.
 
 
 



EXCLUSIVE FROM iDADA: Spring Cleaning


Introduction 

The concept of Spring Cleaning (in the United Kingdom) evolved during the 1800s out of the necessity to keep the house warm in Winter. March and April became recognised as the ‘perfect’ months in which to thoroughly clean the house by washing walls and paintwork, beating carpets and textiles, polishing furniture, and scrubbing floors. This was because the weather was warm enough to open doors and windows but not yet warm enough to encourage insects such as flies in from the outside. 

Nowadays of course, deep cleaning your home also provides an opportunity to change the weight of curtains - to perhaps cotton or linen - and to simplify window treatments that seemed cosy in the winter but now feel rather heavy. 

 

 

Spring Cleaning 

When planning a thorough clean of your home, whatever the scale, it is extremely helpful to walk through the space armed with a notebook and camera (phone) and survey the room, not in terms of measurement, but noting and recording with a view to cleaning and repairing. This is not the time to think ‘Oh it’ll do’, ‘It’s fine’ or, even worse, ‘No-one will notice’. This isn’t about other people’s reactions. 

 

 

Preparation Checklist  

Do you have all your materials such as:  

» Mops  

» Microfibre cloths  

» Sponges  

» Household rubber gloves  

» Bags and bin liners Do you have all your products such as:  

» Bleach (use very sparingly)  

» Toilet/floor cleaner 

» Specialist cleaning products such as oven cleaner. 

Once you have all the tools, it’s time to prepare for your spring clean. 

 

 

Clear the Decks 

This is an extremely important stage of the spring cleaning process and emotionally may be the most difficult. Beginning with the bedroom, go through every single drawer and cupboard in the entire house placing each item into one of four boxes: things to keep; things to wash and keep; things to donate to the charity shop and things to throw away either in the recycling bin or the local tip.  

Clear shelves, empty drawers and cupboards and fill the bins; clean each item before placing into the bin (wrapped in tissue if required) as you work through each room. 

 

 

As you move through each room, consider the following: 

» Open the windows.  

» Wash the curtains or have professionally cleaned.  

» Dust and clean any other furniture.  

» Dust art and decorative objects.  

» Wash windows and windowsills. 

» Wash walls if required.  

» Vacuum, sweep and wash floors. 

 

Is your property clean and ready for a viewing? Contact us today. 



 



In a bid to combat climate change and reduce pressure on strained energy supplies, the government has recently announced new proposals on EPC ratings. The changes will require landlords to increase the energy efficiency of their properties to a C or above.
 
Improvements must be made by 2025 for new tenancies, or 2028 for existing tenancies. As a recent survey showed, 68% of landlords currently own rentals with D or below EPC ratings, which means most will need to act soon to avoid problems down the line.*
 
While increasing the energy efficiency of your properties can be a costly exercise, it’s also an opportunity to raise the value of your rentals and reduce bills for tenants. This, in turn, will make your lets more attractive to tenants, especially at a time of rising energy prices.
 
In addition, landlords looking to expand their portfolios may consider buying less efficient homes to upgrade the EPC rating and turn over a profit. If you own a property rated C or above, now is a great time to think about letting it.
 
However you intend to respond to the upcoming changes, we’re happy to discuss your options going forward.
 
Contact our team to discuss this further, or to arrange a lettings valuation.
 
*Landbay
 



The UK saw a 1.6% increase in property prices during April

Data released by a well-known property portal shows that the average property price rose by £5,537 in April alone. Compared to figures recorded three months ago, the typical UK property is now worth a whopping £19,082 more, pushing the average house price up to £360,101. * 
 
The current scarcity of properties continues to be the main driving force behind the steep increase in property prices.
 
What does this mean for you as a seller?
 
Despite more properties coming to the market, the demand for homes still outweighs supply. At present, sellers are successfully finding buyers twice as quickly as at the same time in 2019, and once a buyer has been found, homeowners are achieving top prices for their property.

In fact, statistics show that you could achieve up to 1.6% more for your home than one month ago.

If you do not yet have an up-to-date valuation, now is the time to get yours! Request your professional property valuation here.

 

*Rightmove 

 



Demand for chain-free homes rises

New figures have revealed that, in the past year, the number of chain-free properties sold has increased by a huge 29%. * 

A total of £28.8 billion was spent on chain-free purchases in the last 12 months. This is £8.7 billion, or 43% higher than the previous year and is reflected across every region, with increases in both the quantity and value of transactions. * 

It is easy to see the appeal of a chain-free purchase. The key benefit is that there is a much smaller chance of a sale being delayed or falling through. Statistics indicate that a chain-free transaction takes, on average, 60% less time to complete than when a property is in a chain. * 

The great news for sellers is that it seems homebuyers may be willing to pay a premium for a house that is not part of a chain.  

If you are thinking of selling your home, now is a great time to get a valuation. Book a valuation today. 

 

*Property Reporter 



Homes are selling faster than ever before

With demand for homes still outstripping supply, sellers can be confident they will find a buyer quicker than ever before. * 

On average, properties are spending just 33 days on the open market, compared to 2019 when the average time on the market stood at 67 days. As well as this, the huge decline in sale time means that 53% of property sales are now being agreed at a figure above the asking price, as buyers bid higher to secure their ideal home. * 

The large number of buyers continues to create a competitive market, ideal for sellers. Over 125,000 prospective homeowners took to the market in April to take advantage of the great seller’s market. *  

If you are looking for a quick sale of your property, start by booking a free property valuation here. 

 

*Rightmove 



Avoid making these mistakes when selling your home

Selling your home can be a daunting process, from the valuation to the exchanging of contracts. If you are selling your property for the first time, you will want to avoid these mistakes. * 

 

Avoid unflattering photos 

With many potential buyers looking for homes online, it is incredibly important to make sure your house looks its best when the photographer arrives.  

Ensure all clutter is packed away and all spaces have been thoroughly cleaned to ensure that viewers can focus on the house. 

You will want to showcase your property’s best attributes to make it stand out from the crowd. Make good use of natural light to create the best possible first impression. 

 

Problems inside your home 

If there are any problems with the property, they will be uncovered during the inspection process. Therefore, you are left with two options: 

  • Fix the problem ahead of time. This will allow you to acquire your property’s full value. 
  • Price your home accordingly, taking the problem into account. 

We would always recommend discussing any known issues with your appointed estate agent. This way, you can ensure that you are making the right decision! 

 

Not thoroughly preparing for viewings

Failing to prepare your property for viewings could put buyers off purchasing your home. You want the viewer to imagine themselves living in the house. This means tidying up before viewings, eliminating unpleasant odours, and keeping a neutral tone in your house.  

 

Of course, one of the most important steps is picking the right estate agent. If you have any questions when preparing your home for sale, do not hesitate to contact us. 

 

*Investopedia 



A handy guide to easing stress when buying a home

Securing your ideal home is a very exciting event, and potentially one of the biggest financial investments you will ever make.  

 

As competition in the property market remains high, you may feel slightly more stressed than usual when it comes to buying your next home. However, do not be alarmed! We have four tips to help you ease the stress of your next home move. 

 

No matter what the question is, ask it 

As we have said, buying a home is a huge commitment, so you want to be sure you are happy with all the details, no matter how small they seem. If you happen to find something confusing or alarming, speak to your estate agent about the matter. They will be able to advise you or offer direction on who to contact about your query. 

 

Discuss additional costs that could be incurred 

A mortgage deposit might not be the only upfront cost you need to save for. Throughout the buying process, you may encounter fees for surveys, stamp duty (depending on your buying position), and solicitors. So, it is a wise idea to set aside a “buffer fund” to cover these costs as they arise throughout the process. By preparing your finances, you can be comfortable knowing you are ready for anything. 

 

Take a break 

House hunting can be a time-consuming and possibly emotionally draining experience. If the process begins to feel overwhelming, we advise you to take your foot off the gas and have a break for a few days. When you come back to your search, you will be refreshed and recharged, with a fresh set of eyes! 

 

Trust your agent 

Make the most of your estate agent’s services by letting them know about your requirements. This means that even when you are not actively hunting, you are not missing out on any ideal homes that may come on the market. 

 

Are you in the process of searching for your next home? Our expert team of professional agents are here to help you every step of the way. Get in touch today. 



Looking for a property with a lot of potential?

When flipping a house, it’s important to ensure that the renovations you are making will add a substantial amount of value to the property, in order to make it worthwhile. Investing in a renovation project typically works best when buyer demand is high, as it is right now.  

If you are actively searching for a renovation project or looking to flip your first home, you are in the right place. Our expert team has three questions that can help you spot a property with a lot of potential to add value. 

 

Does the property offer space for conversion? 

A decent-sized loft or basement is something that you should keep an eye out for. These empty spaces offer the opportunity to add another bedroom, bathroom, or living area, making the property more spacious and, in turn, more attractive to buyers when it comes to selling in the future.  

 

Can the layout be improved with a few tweaks? 

Try not to dismiss properties that are very segmented in their layout. Often, homes with very separate rooms can easily be transformed into an open-plan wonderland. Keep a close eye out for properties where there is a small kitchen next to a large dining room that could be knocked through, or a bathroom next to the main bedroom that could be transformed into an ensuite. 

 

Could energy-saving devices improve the property’s EPC rating? 

It is important to not disregard properties that currently have a low EPC rating. In fact, there is a lot of scope to add value, and following Rishi Sunak’s Spring Statement in March, adding energy-saving devices to a property has never been easier. Now that VAT has been scrapped on a range of devices, making energy improvements to a property may be less costly than you initially thought.  

 

Wherever you are on your buying journey, our experts are here to help you. Contact us with your property related queries here. 



Off-plan purchases are to become more popular in 2022

The National Association of Property Buyers has predicted that in 2022, over 47% of new-build properties are likely to be sold off-plan.  

 

Buying off-plan means buying a house or flat before it has been built. With early-bird discounts, it can be an easy way to save a bit of money and, as house prices continue to climb, by the time you move in, it may be worth more than you paid. 

 

After thousands of home buyers have endured high levels of financial uncertainty over the past two years, it is easy to see the appeal of paying a fixed price when buying off-plan. Many buyers will also be eligible for the First Homes Scheme and/or a Help to Buy equity loan.  

 

With a shortage of properties coming to the market, committing to a new-build off-plan can be a good way to secure the home you want. It can also enable you to snap up a new development’s best plot and, potentially, enjoy the luxury of choosing your preferred colour schemes, fixtures, and fittings.  

 

Buying off-plan comes with a formal agreement, meaning the risk of a purchase falling through is very low. It is also much less likely to be affected by a chain and may offer the opportunity to part-exchange your existing home, eliminating the need to put your own house on the market.  

 

Are you thinking of buying in 2022? Get in touch to discuss the benefits of buying off-plan. 



18% more green mortgages are now available

Green mortgage popularity is evidently on the rise as we all do our bit to make the world an eco-friendlier place. In the current market, there are a total of 648 green mortgages available, compared to October 2021, when just 550 were available. * 

 

What is a “green mortgage”? 

This type of mortgage allows homeowners to benefit from preferential terms when purchasing a property that meets certain requirements. Often, these mortgages are available on new-build homes with high EPC ratings.

 

However, if you have made energy-saving improvements to your home or renovated your property, you may be eligible on the basis that your new EPC rating is an A or B. It is important to note that some lenders will offer green mortgages on properties with an EPC rating of C.  

 

Could you be eligible for a green mortgage? 

The easiest way to find out whether a green mortgage is suitable for you, is to discuss your mortgage with an expert. They will be able to advise you on which products are available, and help you outline the next steps.   

 

Are you looking for further advice? Get in touch with our expert property team today. 

 

*Property Reporter 



What will the UK’s private rental sector look like ten years from now?

A recent report examined how the private rental sector might develop in the years to come. *

 

The findings, based on a survey of 1,376 adults in rented accommodation, offer some interesting food for thought, for landlords who might be thinking about future-proofing their investments. 

 

One of the key insights from the report is that the private rented sector needs to adapt to an increasingly mature tenant population, with the age of tenants set to increase over the coming years. The report predicts: “The typical renter of the future will look different from today’s. We need to revisit our preconceptions about renting being the preserve of young, mobile households. Mature tenants have different needs and preferences.” *

 

Over a third of households in the private rented sector currently accommodate somebody aged 45 or over. The report shows that three in five tenants aged between 35 and 54, expect to be renting privately in 15 years’ time. By 2035, it is predicted that this demographic will make up at least half of rented households.  

 

For landlords, this means considering the priorities of more mature tenants. Longer tenancy agreements and unfurnished homes are typically preferred by mature renters, who will often opt for a ground-floor property near to local transport links and basic amenities, such as shops and health services. Established tenants are also more likely to look for pet-friendly accommodation and the freedom to make basic cosmetic changes, such as redecorating. 

 

If you are thinking of letting your property, contact us for a no-obligation valuation.  

 

*Social Market Foundation



How landlords can make use of PDR to boost earnings

In 2021, legislation introduced a new ‘Permitted Development Right’ (PDR). The new PDR has opened a range of new opportunities for investors who want to convert and refurbish a property, either to let it out or sell it for profit. Simply achieving planning permission through PDR is an opportunity for profit, reportedly offering a value increase of up to 30%. *

 

Permitted development rights are rights to make certain changes to a building without the need to apply for planning permission. They derive from general planning permission granted by Parliament rather than the local planning authority. Unlike applying for planning permission, which can be an uncertain and lengthy process, permitted development rights can provide a straightforward right to development, if predefined criteria are met. This means that approval can often be achieved in less than two months.  

 

PDR offers the potential for hundreds of Class E premises to be given approval for a change of use into Class C3 and Class C4 dwelling-houses and HMOs. Class E includes commercial and service-use premises in town centres, such as offices, shops, cafés, restaurants, surgeries, nurseries, and indoor gyms. 

 

To qualify for PDR, the property must have been in use under one of the use classes captured by Class E, for at least two years prior to the submission of the approval application. It must also have been vacant for three months.

 

If you are thinking of expanding your property portfolio, contact us for a no-obligation valuation. 

 

*Property Reporter  



New 'RighttoRent' legislation you need to know about

Last month, changes were made to how some aspects of Right to Rent checks are completed in England. 
 

Since 2014, anyone letting a property in the UK has been obliged to complete a Right to Rent check every time they take on a new tenant. As part of the changes to Right to Rent checks, landlords in England are no longer allowed to accept physical biometric residence cards and permits, nor Frontier Worker permits. All holders of these cards and permits in England will have to verify their identity using an online service operated by the Home Office. 

 

There are legal implications for anyone who does not follow the new laws. It is illegal for landlords to only check people that they think are not British citizens; the government states that potential tenants should not be discriminated against based on speculation about where they are from. 

 

For now, this change is limited to tenancies in England. For the rest of the UK and Northern Ireland, the Home Office will require tenants to register with a certified identity service provider (IDSP), which will use identity document validation technology (IDVT) to share checks with agents and landlords. 

 

If you are a tenant or landlord looking for answers, get in touch and we will help wherever we can. 



Are you asking the right questions when viewing a rental property?

When renting a property, it is crucial that you have all the facts to make an informed decision before signing on the dotted line. Our expert lettings team has compiled a list of things that you should think about before securing your rental property this May.  

 

Are you confident about what is included in the price? 

Before committing to a property, be sure to check the expected deposit, the monthly rent cost, and whether any bills or utilities are included in the price.  

 

Is the landlord happy for you to put your own stamp on the property? 

If you view a property that ticks all the boxes in terms of location and space, but the décor is not quite to your taste, it is worth discussing decorating with your landlord. When adding your personal touch, you may want to hang pictures and paint the walls, so it is important to ensure that you have your landlord’s permission before you make any changes. They may have just refreshed the property and want to keep the décor as it is.  

 

Does the property offer any parking? 

Although this may not be the first question you ask, it is an important one. If you own a vehicle, make sure you discuss parking arrangements with the landlord or agent during the viewing. It is worth asking if you have an allocated space, need a permit, or can park in the garage. In some cases, the landlord may be using the garage for their own personal use! 

 

Where should you turn if there is an issue? 

In some instances, the landlord will instruct the agent to manage the property for them. During your viewing, it will be worthwhile to confirm who will be dealing with any queries that you may have in the future. 

 

On the hunt for a rental property? Browse our properties or get in touch with our property experts through our website. 



Tips to get your home ready for summer

As the warmer weather approaches, the days get longer and the skies are brighter, it’s the perfect time to get your home ready for the summer. Take a look below at three easy ways you can enhance the appearance of your property. 

 

Spruce up the garden 

It can be difficult to maintain your garden during the winter months, but there are no excuses once spring and summer arrive. 

Simply mowing the lawn and tidying up the trees will make your garden feel much more spacious and ready for that first BBQ.  

For those warm summer evenings, consider getting some solar lights or fairy lights to give your garden a cosy feel. You can also purchase some blankets and pillows to make your garden furniture look exceptionally cosy! 

 

Give your home a fresh coat of paint 

A fresh coat of paint could be just what is needed if the walls in your home are looking a bit tired. 

Adding a pop of colour is the perfect way to create a summery feel. Otherwise, neutral colours such as magnolia and light grey will make your rooms look bigger and brighter. 

 

Adding to the exterior 

Adding decking or an outdoor sitting area can give your property an inviting feel for garden gatherings. Creating zones in your garden can also give the illusion of extra room and create pleasant dividers between spaces. 

 

If you are looking for more advice on how to get your home in shape for summer, contact our team today. 



How to make the most of a galley kitchen

A galley kitchen is built for functionality; everything you need is within arm’s reach, and a meal can be prepared without much running about. However, it’s common for galley kitchens to lack space. 

Read on to find out how to make the most of a galley kitchen.  

 

Layout options 

If you have the space for it, a small island is a great addition to a kitchen area - plus, you can never have too much storage room! If you do not have enough space for an island, a pull-out prep space is a great solution that can neatly fold away once you have finished. 

 

Can storage be maximised? 

Smart storage units are a great investment to maximise the available storage space. While taller units provide more storage, they can give the feeling of being crowded. Waist-height storage units create a roomy feel with the ability to easily view the contents. 

 

Save space 

Make the most of the space you have and try to save as much as possible. Sliding doors that slip into slots in the wall are a great way to start saving space. Pull-out draws are also an effective and easy-to-use storage solution compared to cupboards. 

 

Are you looking for a new home with more kitchen space? If so, start by contacting our team today. 

 

*County Life 



Interior trends to help maximise your sleep quality

Sleeping is essential to allow your body and mind to recharge, leaving you refreshed and ready for the day ahead. To enhance the quality of your sleep, why not try these home interior improvements? 

 

Minimalism 

Having a minimalist room does not have to include stripping your bedroom down to the essentials. Simply decluttering the space can create a more calming and streamlined environment, helping you switch off after a stressful day. Good storage units can help with this; nightstands, storage benches, and baskets are all smart options to help clear the space. 

 

Calming colours 

A lick of paint can go a long way towards aiding your sleep quality. Soft blues are a popular choice to enhance sleep and relaxation, while sage green is seen as a calming colour. Darker shades of blue or berry create a moody, luxurious, cocooning feel. 

 

Bedroom plants 

Houseplants have been proven to alleviate stress and anxiety, enhance indoor air quality, and aid in a good night's sleep. They are also an excellent way to add rich foliage to your bedroom décor and wider living space. *

 

Are you dreaming of a new home? We can help you find your next house. Contact us to begin your property journey. 

 

*House Beautiful 



How to help employees feel their best at work

Happy employees are productive employees. Whether your business is large or small, a wellbeing policy is essential. Here are our five top tips for helping employees feel their best at work.

 

1. Focus on wellbeing

Align your company’s benefits with wellness initiatives such as health insurance, discounted gym memberships, and funded counselling services. Host regular wellness days when staff are treated to perks like massages, aromatherapy treatments, or yoga during the working day, and send a health-conscious message by ensuring a constant supply of fresh fruit is available in the office for staff to snack on.

 

2. Ensure staff are comfortable

 

Whether your teams are in the office or working from home, make sure they have a workspace that is comfortable and enables them to do their best work. Adjustable desks, supportive chairs, and well-positioned computer screens are essential. Clear the clutter and make sure the workplace is somewhere your employees genuinely enjoy spending time.

 

3. Prioritise mental health

Make it a priority to help employees develop good workplace mental health habits. Train several mental health first aiders to spot the signs of problems and provide workers with someone to talk to about any concerns they may have. It’s also important to make staff feel comfortable raising issues by regularly talking about stress management, self-care, and mental health in emails and meetings.

 

4. Allow for flexible working

Implement a flexible working policy. Flexi-time can give employees better control over their work/life balance by reducing their commute, creating more leisure time for hobbies and providing more flexibility to care for children and other dependents. Introduce initiatives like ‘no meeting Fridays’ and, where possible, consider the needs of working parents, such as avoiding scheduling meetings before 9.30am and after 3pm.

 

5. Include employees in decision making

As much as possible, include your employees in decision-making. Ask for opinions and show care and attention by following up.

 

When it comes to running your business, it is important to ensure you’re protected from any issues that may arise. Is your business sufficiently protected? Contact our experts to find out today.



Cyber-attacks are on the rise

The government published its Cyber Security Breaches Survey 2022 in March. The report showed that, in the last 12 months, 39% of UK businesses identified a cyber-attack and suggested that many more organisations will have experienced attacks either without realising it or without reporting them.

 

Among those businesses identifying breaches or attacks, 49% reported incidents occurring once a month and 31% said they have experienced breaches or attacks at least once a week. The most reported cyber-attack was phishing (83%), and 20% of businesses had experienced a more sophisticated attack in the last year, such as a denial of service, malware, or ransomware attack.

 

Temporary loss of access to files or networks, disruption to websites, applications, or online services; and software being corrupted or damaged are the most reported outcomes of a cyber-attack. Viruses, ransomware, account takeovers, hacking attempts, and other unauthorised access were also reported. For businesses that reported breaches or attacks with a material outcome, losing either money or data, four in ten indicated it took a full working day or more to recover. 

 

The published survey shows that cyber security is now seen as a high priority by a greater proportion of businesses than ever before. However, despite qualitative interviews revealing a good understanding at a senior level of the risks posed by cyber-attacks, only 43% of businesses reported having an insurance policy that covers cyber risks.

 

Most commonly, breaches or attacks lead to organisations having to take new measures to prevent or protect against future cases, or staff resources being redirected to deal with the breach.

 

Is your business protected? Get in touch for a no-obligation quote.